When your home is damaged by fire, theft, flooding or for other reasons, you may find it difficult working with your insurance company, so your damages can be repaired. This is why many homeowners end up hiring public adjusters miami florida. The adjuster works with you and your insurance company, to get compensation for your damages. These professionals works on your behalf, to protect your best interests through the insurance claim process.
While not all homeowners need to hire an insurance adjuster, many find hiring one gives them greater peace of mind. Most insurance adjusters agree, you should hire an adjuster if you have over ten-thousand dollars worth of damage to your home or property. If you have less damage and your insurance company is not being cooperative, you may consider the help of an adjuster to be beneficial.
When searching for a florida adjuster, you need to make sure you work with one who is a member of NAPIA. This means the adjuster is fully licensed and has been in the business of adjusting for more than two years. By hiring an adjuster who is a member of this organization, you can be assured you will get the best results from your claims process.
The adjuster will come out to your home or property and view the damage. This will involve gathering evidence of your damaged items and finding out the costs of repair or replacement. The adjuster also fully reviews your homeowner’s insurance policy, to find out exactly what types of damage are covered. This will inform the adjuster of how to deal with your insurance company, so you can get the compensation you need, for your damages.
If you are in need of an insurance adjuster, you can learn more by visiting the NAPIA website or visiting the office of your local adjuster’s office. Fees among adjusters can vary. The state of Florida has capped the percentage fee an adjuster can charge at twenty percent. This includes new claim cases and re-opened cases as well. Make sure that your adjuster provides you with a contract agreement, before any services are carried out.